Whether you’ve recently experienced flood damage, fire damage, or structural damage, one of the first thing you need to do is contact your insurance company so that they’re aware that you’ve recently experienced an unfortunate circumstance that may be covered under your insurance policy.
Begin Drying or Cleaning Your Property
Before restoration can begin, your property needs to be dried or cleaned by a professional. Damage Control’s team has been trained in the most effective and efficient techniques for damage clean-up.
Deductible
Your insurance company can tell you exactly how much your deductible is, which is the dollar amount they’ll deduct from the payment they make to you. In some cases, an insurance company may require you to pay your deductible upfront before they’ll release any money.
Restore Your Home or Business
Damage Control is experienced in all major restoration techniques and ready to assist you anytime, any day, no matter how big or small your job is. We’ll create a realistic estimate of how long your restoration project will take and use the most advanced technology available to locate affected areas and return your structure to like-new condition.
Submit a Water Mitigation/Cleaning Bill to Your Insurance
Once you have a bill for for the water mitigation or cleaning, submit it to your insurance company. It is commonly paid separately from any repairs to the structure of your home or business.
Submit and Get Approval for Your Repairs
Before you get repair work done, you should ALWAYS submit a your estimate to your insurance company for approval. In the event your insurance company has already given you an estimate, Damage Control works directly with them to ensure everything that needs to be included is included.
Payment
There are a variety of ways your insurance may pay. Some will issue multiple checks in line with the proposed mitigation or repair costs. How the payment is made can also vary in that some checks will be made to your name only, some to your contractor’s name only, and some to both you and your contractor. For larger losses, the mortgage company may also be listed on the check.
Help with How to Handle Insurance for a Natural Disaster
If you have any questions regarding how to handle insurance for a natural disaster, do not hesitate to reach out to Damage Control. We’re here to help guide you through the process and give you the help you need when you need it most.
